Ryan's Mortgage Blog:

Hope everyone had a great holiday! Sorry for the delay on my mortgage blog, I am just getting back to the swing of things after a long holiday of traveling and over eating. Mortgage rates are slight up this week, one reason I saw was because consumer spending for November was a little higher than expected.

I found another cool calculator for you guys to try out. This one is for people who have a loan that will be adjusting soon. It takes the actual current rates from the specific index your loan is based off of, and lets you know what your loan should be adjusting to. You can find it here

On a side note, I hope everyone stays dry and is prepared for the storm this weekend. Luckily San Luis Obispo should not be hit as hard as the rest of the State, but if you are traveling you should check the weather report ahead of time. From what I have heard, most of the Tahoe area will be closed down due to extremely high winds and blizzard conditions.

If you have any mortgage related questions or comments, please contact me at RBaker@PeregrineLending.com or 805-540-0866.